Your pension,
worked out
from the
documents.
An overtime log, a pay-check estimate and a pension model for NYPD members, built from the Fund's plan summaries, the OLR salary sheets and the duty-schedule orders. It runs on your phone. Nothing you type leaves it.
A modeling and education tool, not financial advice. Every figure is an estimate; the official number comes from the NYC Police Pension Fund. Not affiliated with the NYPD, the Police Pension Fund or any union.
Tier 3 and Tier 2 Summary Plan Descriptions, June 2026 · RSSL Article 14 · Admin Code §14-114.
OLR salary sheets for every rank, with the printed night-rate and holiday-pay formulas, and the biweekly pay calendar.
Operations Orders 20, 21, 38, 35 and 36; the squad rotation calendar; the CEA overtime amendment.
Twenty is the earliest you can go. The app shows what each year after it is worth.
Three things it does every day, and one it does once
Log a tour in three taps
The app knows your chart, so today's tour is already filled in. Say when you left (or started early), what it was for, cash or comp, and it prices the hours at your printed day or night rate, splits cash and comp the way your slip does, and tells you which check the money lands in.
See the check before it arrives
Recurring regular gross, longevity, differentials, night shift differential, holiday pay and paid overtime, each from the sheet and the pay calendar. On pay day, type the gross from your stub and the app checks its arithmetic against the City's.
Know what still counts
Overtime is pensionable only inside your final-average window and only up to the 110% ceiling. The app walks that rule year by year so you can see which hours move your pension and which are just pay.
When can I go
Pick a year from twenty to twenty-five and see the monthly figure, the last tour, terminal leave from your banks, the first payment, and how much escalation you have earned. Retire-and-wait, vest-out-today and every promotion pairing are priced side by side, with the trade-offs in plain words.
Should I take the promotion
Pay on day one at the step you would actually be placed on, chart days and vacation, the longer tour priced on real appearance counts, and what the new rank does to the pension at your chosen exit. Sergeant to lieutenant, officer to detective, sergeant to SDS, and the rest.
Every figure shows its source
Where a mechanic is not written down, the app says so on screen and carries it as a question to the Fund. Nothing is assumed; any forecast raise is labelled as a forecast.
There is no account and no company server.
What you type is saved on your phone only, like a note in your Notes app. We cannot see it; neither can anyone else. We never ask for your ESS login, and we never will: the app shows you where each number lives on your pay statement and your annual statement so you can enter it yourself. Delete the app and it is gone; there is nothing to recover and nothing to unsubscribe from. The full privacy statement is one page.
Built from the documents, not from rules of thumb
The calculation engine is the product. Every formula in it is traced to a document, and where a mechanic is not written down the app says so on screen and carries it as a question to the Fund.
- Pension rulesNYC Police Pension Fund Tier 3 and Tier 2 Summary Plan Descriptions (June 2026); Retirement and Social Security Law Article 14; NYC Administrative Code §14-114 (Chapter 55 of 2025).
- PayOffice of Labor Relations salary sheets for police officer, detective, sergeant, lieutenant and captain, including the printed night-rate and holiday-pay formulas; the biweekly pay calendar.
- SchedulesOperations Orders 20 and 21 s.2026 (police officer and sergeant duty schedules), 38 s.2007 (lieutenant), 35 s.2021 (captain and above), 36 s.2025 (vacation), the squad rotation calendar and the CEA overtime amendment.
- What is still openTen questions are with the Pension Section, from the final-average window to the deferred-payability recomputation. Each is shown in the app as "verify" until answered, and the affected figures say so.
A member tool a union can put its name to
Your members' data stays with your members
Because nothing is stored on a server, there is no database of members' overtime, banks or pay for anyone to subpoena, sell or lose. That is a design decision, not a policy.
Kept current as contracts move
The salary sheets, duty orders and pay calendar are versioned reference data inside the app. When a contract settles, the numbers update; nothing is ever assumed, and any forecast raise is labelled as a forecast.
We are talking to delegates and trustees about member licences and about getting the open questions answered in writing. support@noventraconsulting.com
Try it before it is in the App Store
Route to Twenty is in a closed beta with NYPD members. Leave an email and your rank and we will send an invitation as places open. We use the address for the invitation and nothing else.
Small, specific, sourced
Noventra Consulting builds tools that work out complicated rules exactly and explain them plainly. Route to Twenty is our first product, built by an NYPD sergeant in the Personnel Bureau who spent years answering the same questions for members by hand, and by an engineering partner who insisted every formula cite its page. If you have a rule set that people keep getting wrong, we would like to hear about it.